Wednesday, August 10, 2022
Tuesdays at Main Beach LIVE! 6pm "Click Here"
Subscribe to Guide
No Result
View All Result
Hamptons.com
  • Live Cameras
    • All Live Cameras
    • Live! Weather Cams
    • 39A Corner
    • Main Beach
    • South Ferry
    • Coopers Beach
    • Southampton Village (South)
    • Southampton Village (North)
    • Southampton Village (Hildreths)
    • Downtown Circle Montauk
    • Long Island Aquarium | Shark Tank
    • Long Island Aquarium | Coral Reef
    • Tiana Beach
    • Ponquogue Beach
    • Ponquogue Bridge
    • Shinnecock Fishing Dock
    • Village Main Street
    • Downtown Sag Harbor
    • Windmill Beach Sag Harbor
    • Foster Memorial Beach
    • Conscience Point Marina
  • Public WiFi
  • Happening
    • Arts
    • Community
    • Dining
    • Entertainment
    • Kids
    • Recreation
    • Real Estate
    • Events Calendar
    • Post an Event
    • Gallery
    • Spotlight
  • Real Estate
    • Open Houses
    • Search Sales
    • Search Rentals
    • Recorded Sales
    • Title Insurance
  • Live Cameras
    • All Live Cameras
    • Live! Weather Cams
    • 39A Corner
    • Main Beach
    • South Ferry
    • Coopers Beach
    • Southampton Village (South)
    • Southampton Village (North)
    • Southampton Village (Hildreths)
    • Downtown Circle Montauk
    • Long Island Aquarium | Shark Tank
    • Long Island Aquarium | Coral Reef
    • Tiana Beach
    • Ponquogue Beach
    • Ponquogue Bridge
    • Shinnecock Fishing Dock
    • Village Main Street
    • Downtown Sag Harbor
    • Windmill Beach Sag Harbor
    • Foster Memorial Beach
    • Conscience Point Marina
  • Public WiFi
  • Happening
    • Arts
    • Community
    • Dining
    • Entertainment
    • Kids
    • Recreation
    • Real Estate
    • Events Calendar
    • Post an Event
    • Gallery
    • Spotlight
  • Real Estate
    • Open Houses
    • Search Sales
    • Search Rentals
    • Recorded Sales
    • Title Insurance
No Result
View All Result
Hamptons.com

Keep Your Finances In Check This Holiday Season

Rocco A. Carriero by Rocco A. Carriero
December 4, 2013
in Real Estate
Home Real Estate

Have you ever entered the New Year financially strapped because you spent more than you intended to over the holidays? If so, you’re not alone. The good news is that there are steps you can take today to help avoid “paying the piper” when the credit card bills arrive in January.

  • Write down the names of everyone on your gift list. This includes family members, friends, business associates, household service providers and so on. It may be helpful to create your list after you’ve determined how much you’re comfortably willing to spend on gifts this year. This way, you can keep your list controlled to a certain number of people and be more critical of those gifts that may not be crucial.

  • Set a budget and stick to it. Assign an affordable dollar amount to each recipient category, for example your spouse, parents, nieces and nephews and children. If something they desire costs more than what you’ve budgeted, ask someone else to go in on the gift with you or give the recipient a gift certificate that they can apply toward the item they desire.

  • Discuss your approach to holiday spending with your spouse, significant other or partner. If your money personalities and approach to holiday gifts differs greatly, look for common ground and agree to compromise to enable you to stay on track financially. If you’re worried your partner will spend too much from your shared account, talk about how overspending over the short-term on the holidays will affect your day-to-day finances and long-term goals.

  • Comparison shop for the best price. Thanks to the Internet and mobile device scanners, comparison shopping is quick and easy — and well worth your time. If you’re making an online purchase, take a moment to search for coupon codes for the site you’re purchasing from. Doing so can amount to some savings. Also, if free shipping isn’t available, see if there’s a free “ship to store” option to help stretch your holiday dollars.

  • Check out your local dollar store. You can often find high quality gift bags, bows, ribbon and tissue paper for cheap. If possible, go earlier in the season when the selection is at its best.

  • Control holiday party costs. Gifts aren’t the only expense during the holiday season. Parties are another, especially if you host one. To help reduce costs, send out electronic invitations and host the event with a friend to split the costs. It also helps to keep the menu simple – and ask others to bring something to share. If you’re serving alcohol, offer a signature drink instead of stocking a full bar or ask guests to bring a bottle of their favorite wine.

  • Keep your holiday receipts together. This makes it easier for you to track your expenses and stay within your budget. It also makes it easy to locate a receipt if you find an item at a significantly lower price elsewhere and want to return or exchange your original purchase.

    Staying on track with your finances during the holidays is all about being realistic about what you can afford. It may be tempting to overspend, but it’s important to think about the impact that doing so may have on your overall financial situation. Consider working with a financial advisor who can help you save money during the holiday season and throughout the year so you can work towards your short- and long-term financial goals.

  • Previous Post

    Gabrielle Union And Quincy Jones Serve As Honorary Chairs For Alvin Ailey American Dance Theatre Opening Night Gala

    Next Post

    Five Family Friendly Hamptons Holiday Activities

    Rocco A. Carriero

    Rocco A. Carriero

    Rocco is a Private Wealth Advisor with Ameriprise Financial Services, Inc. in Southampton, NY. He specializes in fee-based financial planning and asset management strategies and has been in practice for over 20 years. Advisors is licensed/registered to do business with U.S. residents only in the states of NY, NJ, TX, MA, PA, NC, NH, UT, NV, CA, NM, WA, VT, MS, MD, RI, FL, MO, SC, GA, MN, CT, AZ. Ameriprise Financial Services Inc., and its representatives do not provide tax or legal advice. Consumers should consult with their tax advisor or attorney regarding their specific situation. Brokerage, investment and financial advisory services are made available through Ameriprise Financial Services, Inc. Member FINRA and SIPC.

    Next Post
    Five Family Friendly Hamptons Holiday Activities

    Five Family Friendly Hamptons Holiday Activities

    ADVERTISE

    SEARCH ARTICLES

    No Result
    View All Result

    Categories

    • Arts (2,180)
    • Community (1,935)
    • Dining (815)
    • Entertainment (986)
    • Featured (307)
    • Gallery (2,154)
    • Kids (52)
    • Real Estate (652)
    • Recreation (1,605)
    • Spotlight (38)
    • Traffic in the Hamptons is Time Sensitive

Traffic in the Hamptons is time sensitive. Going east from 6 a.m. to 10:30 a.m. and west from 4 p.m. until 8:30 p.m. has become quite an ordeal. The initial expansion of “Highway 39” back around 2006-2007, in which the two-lane road was expanded to four and in some places six lanes, no longer is alleviating the traffic flow.

Read the full article at Hamptons.com (Link in Bio) #traffic #hamptons
    • Sixty/Something: Solid Gold Rent

My first full-time year in the Hamptons started as a weekend and lasted a decade. I paid rent to a host of folks thinking I’d be moving back to NYC. Somehow the east end helped me transition to a very happily remarried east end guy.

This tale all started with me, a divorced dad having a fateful ride to Joe Shaw’s home as a favor to pick up a deposit on his sailboat. That day ended with me buying his sailboat. It was an on the spot spur of the moment epiphany moment. I knew nothing about sailboats or east end bays.

Read the full article at Hamptons.com (Link in Bio) #hamptons #community
    • Bideawee Animal Rescue: “Stay Awhile”

It’s been more than two years since the start of the pandemic where there was a significant increase in animal adoptions, known as the “pandemic puppy craze.” Now, animal shelters across the country have been experiencing a lull in adoptions.

Bideawee is one of the country’s oldest and most respected animal welfare and pet adoption organizations. They have locations in New York City, Wantagh, and Westhampton, and they are encouraging the community to consider bringing a deserving and lovable pet into their home. @bideawee

Read the full article at Hamptons.com (link in Bio) #bideawee #adoption #animaladoption #adoptdontshop #community
    • A Perfect Blend of Classic Southampton History and Luxurious Modern Design

A very rare find in the heart of Southampton Village this stylish gated farmhouse built in 1800 is a seamless synthesis of historic features and 21st century finishes, furnishings and amenities. Transformed by Bremer Designs, its owner, with a complete renovation, the home has true character. Wide plank pine floors and original fireplaces speak to the home’s history, while central air, updated electric and many other upgrades provide up to the minute amenities all expressed with the owner’s impeccable style. No detail has been left unconsidered and the workmanship is of the finest quality. @hamptonsrealestate @djida_oppenheim

Read the full article at Hamptons.com (Link in Bio) #southampton #realestate #hamptonsrealestate #luxuryrealestate #saunders #hamptons
    • Growing Up Getty Book Publication Celebration at Canoe Place Inn

On Friday evening, July 29th  the beautifully restored Canoe Place Inn in Hampton Bays was the setting for a celebration of the publication of Growing Up Getty: The Story of America’s Most Unconventional Dynasty by James Reginato. Hamptons.com spoke with the author about his background and his new book. Mr. Reginato has a distinguished career in publishing, having been with Vanity Fair Magazine for 15 years. Previously, he served as features editor of W Magazine. @canoeplace @jamesnreginato

Read the full article at Hamptons.com (Link in Bio) #author #hamptonbays #hamptons #canoeplace
    • As Local as It Gets, Sundaes on Main Now Open

You may have noticed a new frozen yogurt shop opened on Main Street in Bridgehampton. At first glance, you think surely it must be an NYC business making a run for Hamptons customers. How wrong you would be—”Sundaes on Main” is as local as it gets. @sundaes_on_main

Read the full article at Hamptons.com (Link in Bio) #frozenyogurtshop #sundaes #sundaesonmain #bridgehampton #local #hamptons
    Facebook Twitter Instagram Youtube
    Hamptons.com

    Saunders Broadcasting Corp.

    Phone: 631-405-3902
    Email: [email protected]
    Facebook: Facebook.com/HamptonsOnline
    Twitter: @Hamptons
    Instagram: @HamptonsOnline

    Contact Us

    Happening in the Hamptons

    • Arts
    • Community
    • Dining
    • Entertainment
    • Featured
    • Gallery
    • Kids
    • Real Estate
    • Recreation
    • Spotlight

    Subscribe

    Get daily news updates to your inbox!

    Subscribe to our mailing list to receives daily updates!

    © 2021 Hamptons.com | All rights reserved
    Saunders Broadcasting Corp.
    Terms & Conditions | Privacy Policy | Contact Us

    No Result
    View All Result
    • Live Cameras
      • All Live Cameras
      • Live! Weather Cams
      • 39A Corner
      • Main Beach
      • South Ferry
      • Coopers Beach
      • Southampton Village (South)
      • Southampton Village (North)
      • Southampton Village (Hildreths)
      • Downtown Circle Montauk
      • Long Island Aquarium | Shark Tank
      • Long Island Aquarium | Coral Reef
      • Tiana Beach
      • Ponquogue Beach
      • Ponquogue Bridge
      • Shinnecock Fishing Dock
      • Village Main Street
      • Downtown Sag Harbor
      • Windmill Beach Sag Harbor
      • Foster Memorial Beach
      • Conscience Point Marina
    • Public WiFi
    • Happening
      • Arts
      • Community
      • Dining
      • Entertainment
      • Kids
      • Recreation
      • Real Estate
      • Events Calendar
      • Post an Event
      • Gallery
      • Spotlight
    • Real Estate
      • Open Houses
      • Search Sales
      • Search Rentals
      • Recorded Sales
      • Title Insurance

    © 2021 Hamptons.com | All rights reserved
    Saunders Broadcasting Corp.
    Terms & Conditions | Privacy Policy | Contact Us